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Your Next Chapter Card

From daily buys to big plans, earn rewards and enjoy low rates starting at 7.50% APR*.

Apply Online for a Credit Card Loyalty Rewards Center
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VISA® Credit Cards

Wherever your next chapter takes you, the Innovations Platinum Credit Card offers the flexibility and rewards to help you get there.

Platinum VISA® Credit Card

  • Rates as low as 7.50% APR*
  • No annual, balance transfer, or cash advance fees

PlatinumEdge VISA® Rewards Credit Card

  • Rates as low as 8.50% APR*
  • No annual, balance transfer, or cash advance fees
  • Earn rewards points on every dollar spent**
  • Redeem for gift cards, travel, and more!

For Our Valued Business Members

Looking to grow your business? Our Business Visa gives you the financial power you need, backed by exceptional service. Contact Tim Burnett, Business Loan Officer, at (850) 249-0671 or tburnett@InnovationsFCU.org, to learn more.

Find the card that fits your next chapter! Apply for an Innovations Visa Platinum Credit Card today.

Apply Online Loyalty Rewards Center

*APR = Annual Percentage Rate. The rate you receive is based on your creditworthiness. These rates are accurate as of today.

**Rewards can be used to order redemptions described on the Program website, which may be updated without notice. Reward requirements assigned to any redemption are subject to change without notice, and redemption options may be discontinued at any time.

Loyalty Rewards: Terms & Conditions, Frequently Asked Questions & Program Rules can be viewed on the Loyalty Rewards® website.

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