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Business Without Barriers

No minimums. No monthly fees. No per-check fees. Just better business banking.

Locations & Hours Added Protection
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Business Checking

Managing your business should be simple. Our Business Checking is designed to give you easy access, fewer fees, and the tools you need to stay focused on what matters most.

  • No minimum balance, no monthly fees*, and no per-check fees
  • Free online and mobile banking with bill pay
  • Free VISA® debit card with mobile wallet access
  • Added deposit protection and Verified by VISA® security
  • Unlimited ATM usage

Visit any branch or call us at (850) 233-4400 to open your account today.

To open your account, please bring:

  • LLC or Corporate Documents
    • Articles of Administration from Sunbiz (all listed individuals must be present at account opening)
    • Business EIN verification letter from the IRS, if applicable.
  • Valid ID for all authorized account users
  • $5 minimum deposit for your Business Savings account
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*Optional services, such as Online Business Banking Services, have a monthly fee. By applying for and using the Online Banking Business Services, the business member acknowledges a monthly service fee of $15 will be charged to its checking account on the last day of the month. The business member understands this fee will be debited by Innovations Financial Credit Union on a recurring basis and is non-refundable.