Funds Availability Policy Update
Effective July 1, 2025, the following changes will apply to our Funds Availability Policy due to federal regulation updates:
| • | The amount available for immediate use from certain check deposits will increase from $225 to $275. | | • | The threshold for large deposits and new accounts subject to extended holds will increase from $5,525 to $6,725. |
These changes are required under federal law and are based on inflation adjustments to Regulation CC.
Should you have any questions, please contact us directly at 850.233.4400. | 
