| Simple steps to help safeguard your money and peace of mind. |
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Scam or Safe? You receive a text that says, "Unusual activity detected. Click here to secure your account." Would you click it?
Fraud messages are designed to create urgency and pressure you into acting fast. The good news is most scams share common red flags.
| • | Urgent language like "Act now" or "Final notice" | | • | Requests for passwords, verification codes, or personal information | | • | Links that look slightly misspelled or unfamiliar | | • | Messages about transactions you do not recognize | | • | Unexpected attachments |
Remember, we will never ask for your login credentials or secure access codes by text or email. If something feels suspicious, pause and contact us directly at 850.233.4400.
Stay alert. Stay informed. And stay one step ahead of fraud. |
Accounts are federally insured by the NCUA. Excess Share Insurance. Equal Housing Lender. © 2026 Innovations Financial Credit Union. All rights reserved. |
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