A Card That Goes With You
From quick getaways to everyday errands, our Platinum Credit Card fits your plans:
| • | Competitive Rates. Rates as low as 7.50% APR*. | | • | Fewer Fees. No balance transfer fees, annual fees, or cash advance fees. | | • | Instant Card Printing. Get your card instantly at any Innovations branch upon approval*. | | • | Stay on Budget. Get real-time updates by tracking your purchases and setting up transaction and balance alerts in Online or Mobile Banking. | | • | Effortless Card Management. Access your payment information, make payments, and use Card Controls all through Online Banking or our Mobile Banking app. |
Start saving and shopping smarter with an Innovations VISA® Credit Card. Apply Today!
For Our Valued Business Members
Expand your business with financial power and exceptional service. Apply for an Innovations Business VISA® and enjoy:
| • | Competitive Rates. Rates as low as 9.50% APR*. Low APR* on cash advances. | | • | Fewer Fees. No annual fee, cash advance fee, or balance transfer fee. | | • | Travel Support. Access travel emergency assistance services. | | • | Purchase Protection. Enjoy purchase security and extended protection. |
Take the next step for your business today. For a Business VISA® Credit Card, contact Tim Burnett, Business Loan Officer, at (850) 249-0671 or tburnett@InnovationsFCU.org.
*APR = Annual Percentage Rate. The rate you receive is based on your creditworthiness. These rates are accurate as of 01/01/2026. | 
