Back to School Savings
From new tech, school clothes and supplies to dorm room must-haves, our VISA® Credit Cards make it easier to prepare for back to school without the stress. Enjoy competitive rates, no annual fees, and flexible options that fit your budget:
Platinum VISA® Credit Card
| • | Rates as low as 7.50% APR1 | | • | No annual, balance transfer, or cash advance fees | | • | Instant Card Printing2 |
PlatinumEdge VISA® Rewards Credit Card
| • | Rates as low as 8.50% APR1 | | • | No annual fees, balance transfer fees, or cash advance fees | | • | Earn rewards points on every dollar spent3 |
Apply online today and start the school year with confidence!
Already have an Innovations VISA®?
Then you've already passed the first test. Put it to work this school season — your next points, perks, or purchase is just a swipe away.
If you have a PlatinumEdge Rewards Card, don't forget to redeem your points for gift cards, travel, and more.
1APR = Annual Percentage Rate. The rate you receive is based on your creditworthiness. These rates are accurate as of 07/23/2025. 2Cards are printed at any Innovations branch upon approval. 3Rewards can be used to order redemptions described on the Program website, which may be updated without notice. Reward requirements assigned to any redemption are subject to change without notice, and redemption options may be discontinued at any time. Loyalty Rewards: Terms & Conditions, Frequently Asked Questions & Program Rules can be viewed on the Loyalty Rewards® website. | 
