Amp Up Your Savings
Time is money and our Share Certificates can help you reach your financial goals!
Build your savings without risk with our 12 month certificate at 4.25% APY*! And, to further protect your deposits, we provide the highest combination of federal and private share savings deposit insurance available: $500,000.
Visit us online for additional certificate rates, terms, and details or for a breakdown of our Excess Share Insurance coverage.
Stop by any Innovations branch to open your certificate today!
*APY = Annual Percentage Yield. $1,000 minimum balance to open account and earn interest. Rates may vary and are subject to change. Fees may reduce earnings. You may not make a deposit to the certificate until the stated maturity date. Early withdrawal penalties may be imposed for withdrawals before the maturity of a certificate. Each certificate will automatically renew for successive periods equal to the original terms until your receipt is presented for payment on any maturity date or until we give written notice of our election to call the certificate for payment on any maturity date at least thirty days prior to such maturity date. Rates shown for certificate accounts are accurate as of August 18, 2025. | 
